Arizona public adjuster

A licensed public adjuster for Arizona property owners.

We represent Arizona homeowners, landlords and business owners in property insurance claims, from documenting the damage to negotiating the settlement. We work for you, not the insurance company.

Arizona claims

The losses Arizona owners call us about.

Desert weather does its damage fast. A single monsoon storm can produce wind, hail and water claims on the same property.

We also handle theft and vandalism, commercial losses and denied or underpaid claims. See every claim we handle.

Arizona roofs

Tile, shingle and foam roofs each fail differently.

Most Arizona storm claims start on the roof, and the damage is easy to miss from the ground. We document each roof type for what it is.

Wind, hail and roof claims
  • Tile roofs. The underlayment beneath the tile is what keeps water out, so storm damage is not always visible from the street.
  • Shingle roofs. Wind lifts and creases shingles, and hail bruises them. Both are easy to miss in a quick inspection.
  • Foam and flat roofs. Hail and debris can break the protective coating, and standing water finds the weak spots.
  • Repair or replace. We document every slope and surface so that decision rests on evidence.

Your rights in Arizona

Hiring a public adjuster in Arizona.

Arizona licenses public adjusters and sets its own rules for their contracts and fees. Here is what that means when you hire us.

How a claim works, step by step
  • Licensed by the state. Public adjusters in Arizona are licensed through the Arizona Department of Insurance and Financial Institutions. Ours is license 20251583.
  • Bonded. We are bonded as Arizona requires.
  • A written contract first. Your fee and your cancellation rights are set out in writing before we begin.
  • Your contractor, your choice. You decide who makes the repairs.

Arizona questions

What Arizona owners ask us.

All questions and answers

Do I need a public adjuster for my Arizona claim?

Not always. A small, clear loss often settles fine without help. A storm that damaged the whole roof, a denial or an estimate that leaves out damage is where a public adjuster tends to matter most. The first review is free, and we will tell you honestly whether you need us.

What does a public adjuster cost in Arizona?

Claim services start at $750. On replacement cost policies the fee is up to 15% of the amount recovered over the insurer's initial estimate, on a sliding scale that never goes below 5%. Arizona has its own fee rules, and your written contract states your exact fee before we begin.

See all fees

When should I call after a monsoon storm?

As soon as the property is safe and the damage is covered or tarped. Photograph everything first, keep your receipts and call us before you give a recorded statement or accept an offer.

My roof claim was denied or underpaid. Can you still help?

Often, yes. Send us the denial or offer letter, the carrier's estimate and your policy for a free review. Policy deadlines still apply, so do not wait.

Denied or underpaid claims

Get your free claim review.

Tell us what happened. One of our qualified staff will call you back within 1 business day to talk through your options. No obligation.

Name and phone are required. Everything else helps us prepare for the call.