Commercial losses
Buildings, equipment, inventory and business interruption.
Public adjuster for theft and vandalism claims
Theft and vandalism claims, itemized and supported.
After a break-in, the hard part is showing what was taken and what it costs to replace. We build an itemized inventory, document the damage to the building and present the claim for you.
What the claim covers
What a theft or vandalism claim can include.
A break-in is usually two claims in one: what was taken and what was damaged getting in.
- Stolen contents. Items taken, listed and priced at replacement cost where your policy allows.
- Building damage. Broken doors, windows and locks, and damage to walls or fixtures.
- Vandalism. Graffiti, broken glass and malicious damage inside or outside.
- Higher-value items. Jewelry, firearms, tools and collectibles, which may have special limits.
- Securing the property. Board-up and emergency repairs after the break-in.
What often gets missed
Where theft claims come up short.
Items you do not think of right away
Most people remember the TV. Fewer remember chargers, accessories, tools and what was in the garage.
Proof of ownership
Photos, receipts, bank and card statements, manuals and boxes all help show what you had.
Special limits
Policies often cap payment for jewelry, firearms or cash unless items are scheduled. We check those limits.
Vacant properties
Some policies limit coverage when a property has been empty for a while. Tell us if the property was vacant.
What to do now
Report it, secure it, list it.
- Call the police and get the report number.
- Photograph the damage before you repair doors, windows or locks. Then secure the property and keep the receipts.
- Start a list of missing items, room by room, and add to it as you remember more.
- Gather photos, receipts and statements that show the items you owned.
How we help with theft claims
As your public adjuster, we turn your list into an itemized inventory with replacement values, check it against your policy's limits and document the building damage. Then we present the claim and negotiate it for you.
- Itemized contents inventory and pricing
- Proof-of-ownership support
- Building damage inspection and estimate
- Negotiation with the carrier through settlement
Related claims
Other claims we handle.
Fire and smoke
Structure, contents, living expenses, soot and smoke remediation.
Denied or underpaid
Second opinions on denials, low estimates and supplemental claims.
We handle these claims as a licensed public adjuster in Idaho and Arizona. See our fees, read the common questions or look at all the ways we can help.
Get your free claim review.
Tell us what happened. One of our qualified staff will call you back within 1 business day to talk through your options. No obligation.