Fire and smoke
Structure, contents, living expenses, soot and smoke remediation.
Claims we handle
Residential and commercial property insurance claims, start to settlement.
We represent the policyholder, from first notice of loss to final payment. If your home or business was damaged and the claim feels bigger than you can manage alone, start with a free review.
Types of loss
Find your type of claim.
Water and flood
Burst pipes, appliance leaks, sewer backup and hidden moisture.
Wind, hail and roof
Roof, siding, gutters and the interior damage that follows.
Storm and lightning
Fallen trees, power surges, ice dams and severe weather.
Theft and vandalism
Itemized contents inventories and building repair.
Commercial losses
Buildings, equipment, inventory and business interruption.
Denied or underpaid
Second opinions on denials and low estimates.
Reopened and supplemental
Newly found damage and missed line items on open claims.
When to call
Signs your claim could use a second set of eyes.
Small, clear losses often settle fine on their own. These are the situations where a public adjuster tends to matter most. We will tell you honestly which yours is.
- The damage is large, or it reaches more than one part of the property.
- The carrier's estimate leaves out damage you can see, or the prices look low.
- Your claim was denied, partly denied or closed before repairs were finished.
- You have been asked for a recorded statement or a sworn proof of loss.
- Deadlines, paperwork and calls with the carrier are taking more time than you have.
- You own a business or rental and the loss affects income or tenants.
Full representation is one option. You can also bring us in for a single piece, such as an inspection or a comparative estimate. See all the ways we can help, or check our fees.
How it works
Five steps from the first call to a check in hand.
Free review
We read your policy and the carrier's letters and tell you where you stand.
Sign and start
You sign a written contract that spells out your fee and cancellation rights. We then notify the carrier.
Inspect and document
Room-by-room inspection, photos, measurements and a full contents inventory.
File and negotiate
We submit a supported claim, answer the carrier's questions and negotiate the scope.
Settle and rebuild
You review the settlement, then choose your own contractor to make repairs.
Get your free claim review.
Tell us what happened. One of our qualified staff will call you back within 1 business day to talk through your options. No obligation.